The Chase Freedom and Freedom Flex bank cards provide 5% money again on rotating bonus classes, giving cardholders the most effective rewards charges available on the market. However now, by way of the top of the yr, cardholders may earn 5% again on their prime spending class from a listing of choices, with the potential for incomes as much as 9% again on PayPal purchases.
- The Chase Freedom and Freedom Flex playing cards are providing 5% money again on cardholders’ prime spending class from Oct. 1 by way of Dec. 31, 2021.
- The brand new top-spend class bonus is separate from the playing cards’ customary rotating bonus rewards, however the two can be utilized in conjunction to earn as much as 9% again on choose classes.
- Cardholders ought to learn the foundations to make sure that they’re making probably the most out of the promotional provide.
Chase Introduces a Prime-Spend Class Bonus
For a very long time, the Chase Freedom and Freedom Flex playing cards have been among the many prime cash-back bank cards due to their 5% rotating bonus classes. Now, cardholders can get pleasure from a further bonus program on prime of what they usually get.
From Oct. 1 by way of Dec. 31, cardholders will earn 5% money again on as much as $1,500 spent of their prime spending class from a listing of choices.
Eligible classes embrace journey and transit, eating, dwelling enchancment shops, grocery shops (not together with Goal and Walmart), drugstores, fuel stations, choose stay leisure, choose streaming providers, and health golf equipment.
And this is the kicker: There are a number of methods you may earn greater than 5% again in your top-spend class:
- Pay together with your card through PayPal. PayPal is accepted by thousands and thousands of outlets, and since PayPal purchases are one of many Freedom and Freedom Flex playing cards’ common rotating bonus classes this quarter, purchases made in your top-spend class through PayPal will earn you 9% again—that is the 1% base rewards price plus a further 4% again for the top-spend class bonus and one other 4% again for the common rotating class bonus.
- Ebook journey by way of Chase. Journey booked by way of Chase in your Freedom or Freedom Flex card will internet you 5% again. In consequence, you will get a 9% rewards price in case your top-spend class is journey and also you booked that journey by way of the Chase Final Rewards platform.
- Maximize your grocery promotion. As a brand new cardholder, you will have acquired a proposal to earn 5% again on as much as $12,000 spent at grocery shops throughout your first 12 months. If grocery retailer purchases are your prime spending class through the quarter, you will earn 9% again on these purchases.
- Make your top-spend class eating or drugstores. In case your top-spend class is eating or drugstores, which usually earn 3% again, you will earn 7% complete money again.
If you happen to’re undecided whether or not sure purchases rely towards an eligible spending class, examine Chase’s FAQ page for particulars on the top-spend class bonus.